Money help written for ADHD brains
No shame, no jargon, no systems that need a perfect week. Each guide explains one idea and the smallest version of it you can actually keep doing.
ADHD and money, explained
Why money feels harder with ADHD, in plain language — and what actually helps.
ADHD and money: why it's harder, and what actually helpsADHD makes money harder for specific, nameable reasons — not laziness. Here's what those reasons are, and the systems that work with an ADHD brain instead of against it.Read guide →ADHD impulse spending: how to slow it down without shameImpulse buying with ADHD is a dopamine problem, not a character problem. Here are practical brakes — the 48-hour pause, friction, and a spending floor — that work without guilt.Read guide →The ADHD tax: what disorganised money actually costsLate fees, duplicate buys, forgotten subscriptions, express delivery, food waste — the ADHD tax is real money. Here's how to measure yours and cut the biggest lines.Read guide →Time blindness and money: why payday always feels far awayTime blindness makes future bills feel unreal and future paydays feel impossibly distant. Here's how to make time visible in your money so the maths stops surprising you.Read guide →Money shame and avoidance: the most expensive ADHD habitNot looking at your account costs more than any impulse purchase. Here's how avoidance builds, and a low-pressure way back to checking your money.Read guide →
Budgeting systems that fit ADHD
Ways to plan money that survive a distracted week.
Safe-to-Spend: one honest number instead of a budgetSafe-to-Spend is what's genuinely yours after bills, your safety floor and the days until payday. Here's how it's calculated and how to use it day to day.Read guide →Give every paycheck a job before it disappearsPaycheck-based planning suits ADHD better than monthly budgets: one short decision on payday, then nothing to remember until the next one.Read guide →How to never miss a bill again with ADHDMissed bills are usually a visibility problem, not a money problem. Build a bill list once, protect the money early, and check it in one place.Read guide →Sinking funds: stop annual bills ambushing youCar insurance, Christmas, the MOT — rare costs aren't emergencies, they're predictable. Sinking funds turn them into a small amount each payday.Read guide →What to look for in a budgeting app when you have ADHDMost budgeting apps are built for people who enjoy spreadsheets. Here are the features that decide whether an app survives an ADHD month — and the ones that don't matter.Read guide →
Saving and paying off debt
Building a cushion and clearing debt when motivation comes in bursts.
Building an emergency fund on irregular incomeWith unpredictable pay, a buffer matters more and is harder to build. Here's a realistic order: a small cushion first, then a month of essentials, then real savings.Read guide →Paying off debt when motivation comes in burstsSnowball or avalanche? With ADHD, the method that keeps you engaged usually beats the one that's mathematically optimal. Here's how to choose and stay with it.Read guide →Automating savings when you can't rely on rememberingIf saving depends on you deciding each month, it won't happen consistently. Here's how to automate it without leaving yourself short.Read guide →
Everyday money habits
Small routines that stop money problems before they start.
The ten-minute weekly money resetA short, repeatable check-in that catches problems while they're small — designed to survive bad weeks, not to be impressive.Read guide →Find and cancel the subscriptions you forgot aboutZombie subscriptions are one of the biggest lines of the ADHD tax. Here's a one-sitting method to find every recurring charge and cancel what you don't use.Read guide →